Give your team the confidence to master their money
Money stress follows people to work. Give your team a flexible budget for financial coaching, budgeting tools and courses, so they can plan with confidence.
Talk to a benefits expert
Money stress doesn't clock out
59% of US employees say they're stressed about their finances right now, and more than half have less than $5,000 saved for emergencies. That worry doesn't stay at home. It shows up as distraction, disengagement and people quietly looking elsewhere.
You can't fix every bill. But you can give your team the knowledge and support to take control, on their terms.
Source: PwC, Employee Financial Wellness Survey 2026
Complex tax law.
Simple software.
Simple software.
Real help, not another webinar
Every employee's finances look different. Let them choose the support that fits where they are right now.
01
Financial coaching
One-to-one sessions with a coach or certified planner.
02
Budgeting tools
Money management and budgeting app subscriptions.
03
Courses & workshops
Personal finance, investing basics and first-home planning.
04
Credit & debt support
Credit counseling and help building a plan to pay down debt.
See How SideUp Works in 4 Easy Steps
Choose your benefits
Implement your policy
Set your budget, eligibility rules, and spending limits. Our platform handles the compliance and guardrails automatically.
Connect to payroll
Seamlessly integrate with your existing payroll provider. We handle the tax implications and reporting for you.
Join the SideUp platform
Set it up once. Watch their confidence grow.
No claims to chase and no receipts to check. Here's how it works, from day one.
- 1
Add your employees
Sync your team from your HR system, or add them manually. Either way, it takes minutes.
- 2
Set up your program
Choose your benefits, decide when they're paid out, and pick how your company funds them.
- 3
We invite your team
SideUp emails each employee an invitation to the app. Once they've completed onboarding, their card is issued.
- 4
Manage it month by month
Track spend and take-up, and keep your compliance information in one place, ready whenever you need it.
Financial coaching session
One-to-one, 60 minutes
Budgeting app
Monthly plan
Financial wellness budget this month
$84.99 of $100Illustrative example
The numbers don't lie
Based on SideUp’s internal research comparing clients with vs. without flexible stipends. When you give employees choice, the numbers speak for themselves.
Money is just the start
Student Loan & Tuittion
Repayment assistance, tuition reimbursement, refinancing support. Invest in their future.
Wellness & Fitness
Gym, therapy, meditation, fitness classes. Support the whole person.
Work from Home
Internet, ergonomic setup, coffee, coworking spaces. Power their productivity anywhere.
Family Care
Childcare, elder care, pet care, fertility support. Be there for their loved ones.
Utilities & Essentials
Phone bills, electricity, gas, water, internet. Cover the basics that matter.
Food
Lunch stipends, grocery delivery, meal kits, coffee runs. Fuel their day.
Every dollar goes further. And stays local.
Our marketplace brings your team closer to the independent cafés, gyms, shops and services in their own neighborhood. When they spend their SideUp budget there, they unlock exclusive discounts and freebies, so the same benefit buys more.
Exclusive discounts for SideUp members
Freebies and extras from local partners
Your benefits budget, backing local businesses
A Saturday on Main Street
The Corner Café
$10.95Marketplace discount
−$1.65Northside Yoga Studio
$15.00Free mat rental
FreebieSaved this month
$11.60Illustrative example
Frequently Asked Questions
Everything you need to know about financial education benefits.
What is a financial education benefit?
A Lifestyle Spending Account (LSA) budget your company provides for financial coaching, money management tools and courses that help employees build confidence with their finances.
Is a financial education benefit taxable?
Yes. Like other LSA benefits, it's post-tax and generally treated as taxable income for employees. In return, you get full flexibility over what's covered.
What can employees spend it on?
Sessions with a financial coach or planner, budgeting and money management apps, personal finance courses and workshops, and credit counseling. You choose which categories are eligible.
How much should we offer?
You decide. Set a monthly or annual budget per employee, and choose who it applies to.
Does it help with retention?
Yes. Financially stressed employees are more distracted at work and more likely to look for another job. Helping them build confidence with money pays off in focus and loyalty.
How does SideUp handle it?
Employees pay eligible coaches, apps and course providers with their SideUp card, within the budgets and categories you set. Every payment is tracked automatically.