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Financial Education

Give your team the confidence to master their money

Money stress follows people to work. Give your team a flexible budget for financial coaching, budgeting tools and courses, so they can plan with confidence.

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The money stress gap
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Money stress doesn't clock out

59% of US employees say they're stressed about their finances right now, and more than half have less than $5,000 saved for emergencies. That worry doesn't stay at home. It shows up as distraction, disengagement and people quietly looking elsewhere.

You can't fix every bill. But you can give your team the knowledge and support to take control, on their terms.

Source: PwC, Employee Financial Wellness Survey 2026

Compliance Engine

Complex tax law.
Simple software.

Your CFO fears audits. Your HR team fears paperwork. SideUp eliminates both with a fully automated compliance engine.

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What's covered

Real help, not another webinar

Every employee's finances look different. Let them choose the support that fits where they are right now.

01

Financial coaching

One-to-one sessions with a coach or certified planner.

02

Budgeting tools

Money management and budgeting app subscriptions.

03

Courses & workshops

Personal finance, investing basics and first-home planning.

04

Credit & debt support

Credit counseling and help building a plan to pay down debt.

See How SideUp Works in 4 Easy Steps

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FSA 936x936 (22)
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01.

Choose your benefits

Decide which benefits you want to offer and who they apply to.
02.

Implement your policy

Set your budget, eligibility rules, and spending limits. Our platform handles the compliance and guardrails automatically.

03.

Connect to payroll

Seamlessly integrate with your existing payroll provider. We handle the tax implications and reporting for you.

04.

Join the SideUp platform

Invite your team. They get their cards, you get the credit for being an amazing employer. Everyone wins.

Set it up once. Watch their confidence grow.

No claims to chase and no receipts to check. Here's how it works, from day one.

  1. 1

    Add your employees

    Sync your team from your HR system, or add them manually. Either way, it takes minutes.

  2. 2

    Set up your program

    Choose your benefits, decide when they're paid out, and pick how your company funds them.

  3. 3

    We invite your team

    SideUp emails each employee an invitation to the app. Once they've completed onboarding, their card is issued.

  4. 4

    Manage it month by month

    Track spend and take-up, and keep your compliance information in one place, ready whenever you need it.

SideUpFinancial Education
Marcus Reed•••• 7390

Financial coaching session

One-to-one, 60 minutes

$75.00

Budgeting app

Monthly plan

$9.99

Financial wellness budget this month

$84.99 of $100

Illustrative example

REAL IMPACT, MEASURED IN RESULTS

The numbers don't lie

Based on SideUp’s internal research comparing clients with vs. without flexible stipends. When you give employees choice, the numbers speak for themselves.

eNPS Points
+35
eNPS Points
Clients using SideUp consistently score +35 points higher than those relying on standard perks.
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Profit
+ 23%
Profit
Employees who are happy with their benefits are more productive and can increase a company’s revenue by up to 23%.
ROI
10x
ROI
For every $1 spent on SideUp stipends, companies save $10 in retention costs and productivity gains.
The SideUp Marketplace

Every dollar goes further. And stays local.

Our marketplace brings your team closer to the independent cafés, gyms, shops and services in their own neighborhood. When they spend their SideUp budget there, they unlock exclusive discounts and freebies, so the same benefit buys more.

✓

Exclusive discounts for SideUp members

✓

Freebies and extras from local partners

✓

Your benefits budget, backing local businesses

A Saturday on Main Street

The Corner Café

$10.95

Marketplace discount

−$1.65

Northside Yoga Studio

$15.00

Free mat rental

Freebie

Saved this month

$11.60

Illustrative example

FAQ

Frequently Asked Questions

Everything you need to know about financial education benefits.

What is a financial education benefit?

A Lifestyle Spending Account (LSA) budget your company provides for financial coaching, money management tools and courses that help employees build confidence with their finances.

Is a financial education benefit taxable?

Yes. Like other LSA benefits, it's post-tax and generally treated as taxable income for employees. In return, you get full flexibility over what's covered.

What can employees spend it on?

Sessions with a financial coach or planner, budgeting and money management apps, personal finance courses and workshops, and credit counseling. You choose which categories are eligible.

How much should we offer?

You decide. Set a monthly or annual budget per employee, and choose who it applies to.

Does it help with retention?

Yes. Financially stressed employees are more distracted at work and more likely to look for another job. Helping them build confidence with money pays off in focus and loyalty.

How does SideUp handle it?

Employees pay eligible coaches, apps and course providers with their SideUp card, within the budgets and categories you set. Every payment is tracked automatically.

Help your team feel good about money

Turn financial stress into financial confidence.

Because when employees feel in control of their finances, they show up more focused, committed and ready to stay. Book a demo to see Financial Education in action.