Financial Wellness Resources & Insights
Student debt, financial stress, and financial wellbeing as part of a modern retention strategy — and the tax-efficient ways employers can help.
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Questions About Financial Wellness
What is financial wellness at work?
It's a set of employer-provided benefits and support — from student loan repayment to financial coaching — aimed at reducing employees' financial stress and improving their overall wellbeing.
How common is financial stress among employees?
Very. Surveys consistently find that around 59% of employees report being financially stressed, and a large share say it affects their focus and mental health at work.
How much can employers contribute tax-free to student loans?
Under IRS Section 127, US employers can contribute up to $5,250 per employee per year toward student loan repayment on a tax-free basis.
Does financial wellness actually affect retention?
Yes — financial stress is one of the strongest predictors of disengagement, so addressing it directly tends to show up in both productivity and voluntary turnover numbers.